reimbursement

At Live Meaningfully OT, we operate as a private-pay practice. This means payment for services is made directly to us at the time of service. Below, you'll find a step-by-step guide to understanding our payment and reimbursement process.
1. payment to us
Payment for services is required upfront, based on the rates we have outlined on our website or provided during scheduling.
2. Superbill for insurance submission
After each sesion and if requested, we will provide you with a superbill. This document includes all of the information for your insurance company needs to process a claim such as: diagnosis codes, service details, and provider credentials.
3. Reimbursement from insurance
You can submit the superbill to your insurance company for potential reimbursement. If your insurance plan includes out-of-network benefits, your insurance company may reimburse you directly for a portion of the cost.
4. No impact on our fees
Your reimbursement does not affect the payment you made to us. Once payment is made to Live Meaningfully OT, it is your responsibility to work with your insurance provider to recover eligible funds.

why we do this

We prioritize delivering high-quality, personalized care without the constraints of insurance networks. Operating as a private-pay practice allows us to: 
  • Spend more time focusing on you: We address your needs fully without the burden of insurance approvals.
  • 
  • Tailor services to your goals: Our care is designed specifically for you, free from restrictions imposed by insurance companies.
Do I have out-of-network benefits for occupational therapy services?
Before your session, we recommend contacting your insurance provider to ask the following:
what percentage of the service fee will be reimbursed?
Do I need pre-authorization or a referral for reimbursement?

questions to ask your insurance company

what is the process for submitting a claim for reimbursement?

key points to remember

Payment is due at the time of service. 
Insurance reimbursment is not guaranteed and depends on your individual plan. 
We're happy to support you by providing all necessary documentation (superbill) for filing your claim.

contact us

If you have an questions or need guidance about the reimbursement process, please don't hesitate to reach out to us! We'll be happy to support you through the whole process. 
Terms and Conditions Privacy Policy